Get a Free Credit Report & Check FICO Scores Online
Friday July 7, 2006
Like an annual check-up at your doctor, smart consumers will check credit every year. It's free. Why not? Because sure as shootin' you'll need to apply for a loan and whammo; that's when you'll find an unexpected ding on your credit, a derogatory entry that doesn't even belong to you. It's just good practice to pull a copy of your credit report to ensure its accuracy and to protect your good credit in case you need it.
The government makes it easy for you to get a copy of your credit report from each of the three credit reporting agencies once every 12 months. But beware of those outfits that aren't legitimate and other companies that disguise fees in confusing advertising. There's only one authentic place to go.
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- 10 Questions to Ask Your Mortgage Broker
- Understanding Your FICO Score
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