Best Time to Lock Your Mortgage Loan

Most borrowers in the market for a real estate mortgage realize that interest rates change daily. What they don't know is when to lock in the interest rate and say to the lender, "This is the loan we want at this interest rate. Will you guarantee this rate for us?" This is when a good loan rep can be invaluable. By understanding client needs and working intimately with them, mortgage representatives can help borrowers to make the right decisions. But did you know that if a loan doesn't close within the time specified in the loan-lock agreement, the loan lock will expire?

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