I try to warn my sellers about checking on the rates for vacant home insurance, but they have so much other stuff to think about, insurance tends to get pushed to the back burner.
It seems like almost every month some criminal swipes an AC unit from one of my vacant home listings. Many insurance policies don't cover this kind of theft. So, just because you have a homeowner's policy does not mean you are protected.
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At the time of writing, Elizabeth Weintraub, DRE # 00697006, is a Broker-Associate at Lyon Real Estate in Sacramento, California.