Home Buying / Selling December 2011 Archive

Few of us like to think about disaster striking or preparing for power outages. Yet, power can go out at any time, especially if you live in a populated area such ... Read More

It's not unusual for a seller to agonize over potential short sale problems, but it's pretty much a wasted effort, the agonizing. I say they should save the agony for ... Read More

In some short sales, there is such an animal as a standard short sale procedure. I know it's difficult to believe. That's because almost every short sale is unique. When a ... Read More

Have you ever wondered when is the best day to buy a home? Before I got into real estate, I used to think it was a day in mid-summer. ... Read More

Some people believe that SB 458 prohibits a seller contribution in a short sale, but that is not necessarily true. SB 458 is the anti-deficiency short sale legislation that was ... Read More

I predict the government refinance program, HARP, will be on the lips of many people who own underwater homes. But whether the program will actually bail anybody out is uncertain ... Read More

According to the Mercury News, there are 3 ways to use financing to buy that retirement home. As an owner-occupied home, a second home or as an investment. It certainly ... Read More

Banks are loosening up. At some banks, it is easier to short sale an investment property than it is to do a short sale on your own residence. Some commercial ... Read More

How many alternatives to a short sale do you need? How about 10 options, 10 alternatives to a short sale? Short sales are not the answer for every underwater homeowner, ... Read More

Many home buyers face home buying obstacles, and it's even worse when you are buying your first home. Very few first-time home buyers have clean-as-a-whistle-credit and sail through buying a home. ... Read More

I often receive emails from readers asking about the secrets of my short sale success. They want to know what they can do to ensure success for themselves. That's because ... Read More

Personally, I would not call a third-party negotiator a short sale negotiator. In my mind, the two are very different. A third-party negotiator, for starters, is generally a person hired ... Read More

A good website to check out if you are considering a loan-to-value ratio of less than 80% and can't decide between conventional or FHA is Mortgage Guaranty Insurance Corporation, or ... Read More