Your Credit Rating - Credit Scoring

Articles Index

Checking Your Credit Report and Credit Scores
One home buying must is to find out exactly what your credit report says about your credit history before you apply for a mortgage. Here are resources to help you check your credit report, and to find out if you are entitled to receive a free credit report.

How to Correct Errors on a Credit Report
You just discovered errors on your credit report, or even worse, accurate references to late payments or other issues that affect your credit scores and reports. Take a few deep breaths and try to stay calm, because credit report errors can be fixed--and without help from companies that promise to repair your credit.

How To Improve Your Credit Scores
Most increases to your credit scores take place over time and require an ongoing effort from you, but in order to increase your scores you must understand the factors that drive them up and down. Use these tips and techniques to start improving your credit scores today.

How Your Credit Score is Calculated
Home buyers who are seeking a mortgage find out early-on that their credit score plays an important part in the home buying process and in determining the interest rate that a lender offers. Learn how your credit score is calculated and start taking steps to increase your scores.