Facts About Credit Reports and Credit Scores
Use these resources to get the facts about your credit reports and to learn how credit scores are calculated before you apply for a home mortgage. Important information for anyone who's buying a home.
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How To Check Your Credit Report
Find out exactly what your credit report says about your credit history before you apply for a home loan. Resources to help you check your credit report by mail or online, or find out if you are entitled to receive a free credit report.
Find out exactly what your credit report says about your credit history before you apply for a home loan. Resources to help you check your credit report by mail or online, or find out if you are entitled to receive a free credit report.
Newsletter Course - Shaping Up Your Credit Reports
A weekly course that helps you understand your credit report and scores, then gives you the tools you need to get them all in great shape. An excellent option for home buyers who don't want to digest all of the information at once.
A weekly course that helps you understand your credit report and scores, then gives you the tools you need to get them all in great shape. An excellent option for home buyers who don't want to digest all of the information at once.
Understandinging Your Credit Score
Home buyers who are seeking a loan find out early-on that their FICO score plays an important part in the loan approval process and in determining the interest rate that a lender offers. Get the FAQ about credit scores before you apply for a home loan.
Home buyers who are seeking a loan find out early-on that their FICO score plays an important part in the loan approval process and in determining the interest rate that a lender offers. Get the FAQ about credit scores before you apply for a home loan.
What's On Your Credit Report?
Your credit report is an ongoing look at how you manage your finances. Once an item is listed, it doesn't drop off for awhile. Learn what you can expect to see on a credit report and find out how it gets there.
Your credit report is an ongoing look at how you manage your finances. Once an item is listed, it doesn't drop off for awhile. Learn what you can expect to see on a credit report and find out how it gets there.
Equifax
A credit bureau, where your credit information is stored.
A credit bureau, where your credit information is stored.
Experian
Experian is another repository for your credit information.
Experian is another repository for your credit information.
Transunion
One of the three major credit reporting agencies that lenders check when you apply for a mortgage.
One of the three major credit reporting agencies that lenders check when you apply for a mortgage.