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Discount Points Calculators, PMI Calculators
Use these mortgage calculators to help you determine if it makes sense to buy discount points to lower your interest rate. Other calculators in this collection allow you to compare facts about mortgages with and without private mortgage insurance (PMI) payments.
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Buy Now or Save First?
This calculator helps you decide whether you will be better off buying a home now with a small or no down payment, or saving for a larger down payment before you buy.
This calculator helps you decide whether you will be better off buying a home now with a small or no down payment, or saving for a larger down payment before you buy.
Break Even Period for Paying Points - Fixed Rate Mortgages
Find out how long you will have to hold a fixed rate mortgage before it makes sense to pay additional points in order to reduce the interest rate.
Find out how long you will have to hold a fixed rate mortgage before it makes sense to pay additional points in order to reduce the interest rate.
How Much Sooner Can You Buy with PMI?
PMI can help you buy a home sooner, since it allows you to close with a lower downpayment. This calculator helps you figure out how long it will take you to save for a downpayment when using PMI.
PMI can help you buy a home sooner, since it allows you to close with a lower downpayment. This calculator helps you figure out how long it will take you to save for a downpayment when using PMI.
Mortgage Insurance vs. Higher Interest Rate
This calculator will help if you are trying to decide whether to pay mortgage insurance on a fixed-rate mortgage, or avoid mortgage insurance by paying a higher interest rate.
This calculator will help if you are trying to decide whether to pay mortgage insurance on a fixed-rate mortgage, or avoid mortgage insurance by paying a higher interest rate.
Stop Paying Private Mortgage Insurance
Most lenders require Private Mortgage Insurance (PMI) if you have less than 20% equity in your home. If your home value has appreciated, you might have more than 20% equity and not know it. Homegain's calculator helps you determine if you can cancel your PMI.
Most lenders require Private Mortgage Insurance (PMI) if you have less than 20% equity in your home. If your home value has appreciated, you might have more than 20% equity and not know it. Homegain's calculator helps you determine if you can cancel your PMI.