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Home Buyer's Downpayment Assistance Programs

Details about home buyer's down payment assistance programs, sometimes called downpayment grants or gifts. Get the facts about these programs so that you can choose the best one for your needs.
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Downpayment Gift Assistance Program Basics
Downpayment gift or grant assistance programs help home buyers close on a home by providing funds for downpayment and closing costs. Find out how they work and how you can take advantage of a gift assistance program.
American Dream Downpayment Act
The American Dream Downpayment Act provides downpayment assitance to first time home buyers throughout the United States. Find out if you qualify for the government's downpayment grant program.
Profiles - Downpayment Assistance Organizations
Basic profiles of several organizations that offer downpayment gift services to home buyers.
AmeriDream
The AmeriDream Downpayment Gift Program provides down payment assistance of up to five percent or more of a home's price.
Homes For All
Homes For All requires a seller contribution of the buyers’ gift amount plus a processing fee at closing. The sellers’ contribution replenishes future homebuyer gift funds and community development.
Nehemiah Program
The Nehemiah down payment assistance program offers help for buyers of new homes. The program provides gift money of 1% to 6% of the contract sales price or a flat gift amount ("donated" by the builder).
RealtyAmerica.org
As with other assistance programs, the RealtyAmerica.Org Gift Program provides gift funds that do not have to be repaid. The funds are usually applied to down payments and closing costs.

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