Definition: An encumbrance, as it pertains to real estate, means anything that burdens title to the property. An encumbrance can be a mortgage (loan), a lien (voluntary or unvoluntary) an easement or a restriction that limits the title. An encumbrance can involve money, but not always. The saying is all liens are encumbrances, but not all encumbrances are liens.
Definition of encumbrance
By Elizabeth Weintraub, About.com Guide
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