Articles Index

RESPA Disclosures Help You Shop for a Mortgage
The Real Estate Settlement Procedures Act, RESPA, helps protect consumers when they buy and sell real estate by requiring lenders and others to give you certain disclosures that make it easier to compare loans and services. Here's an explanation of disclosures you should be given when you apply for a mortgage.

How the term Escrow Relates to Your Real Estate Transaction
You'll hear the word escrow used many times during your home buying transaction. The term can be confusing, because it is used to describe different events that take place before and after your real estate settlement, the day of closing when the property becomes yours. Here's a look at the ways escrow comes into play during your home buying transaction.

How to Recognize Loan Fraud
Has someone involved with your home buying transaction asked you to make false statements on your loan application or do something else that you feel uneasy about? Take care, your actions might make you a participant in a loan fraud scheme. Get the facts about common loan fraud scenarios so that you can spot them early and avoid becoming involved in an illegal transaction.